Xero Accounting for business

Manage invoices and expenses with accounting software built for business owners who need control on the go. Xero Accounting for business transforms how you handle bookkeeping—from invoice creation to cash flow tracking—all from your phone or tablet.

Stop juggling spreadsheets and paper receipts. With powerful invoice tracking, receipt management, and bank reconciliation tools, you gain complete visibility over your business finances in real-time. Create professional invoices instantly, snap photos of receipts to eliminate paperwork, and monitor your cash flow through intuitive dashboards and quick reports. Whether you're tracking unpaid invoices, understanding profit and loss, or categorising business expenses, everything works together seamlessly.

Invoicing becomes faster when you can raise quotes and turn them into invoices with a single tap. Send them directly to clients via email or message, then track exactly when they're viewed, paid, or overdue. For businesses that need faster payment turnaround, Tap to Pay lets you accept contactless card payments, digital wallets, and wearables on the spot—and integrating with Stripe streamlines the entire process. Customers can pay directly through invoices, cutting delays in your cash flow.

Expense management stops being a chore when you log spending as it happens. Photograph receipts immediately to capture details without manual data entry, then categorise them instantly. This real-time expense tracking gives you clarity on every outgoing payment and helps you manage your accounting without the overhead.

Bank reconciliation moves faster with smart matching and automatic categorisation. Filter and sort transactions to identify patterns, reconcile payments and expenses with confidence, and reduce the manual work that slows down your bookkeeping workflows. You'll build cleaner financial habits and spend less time on admin.

Keeping customer and supplier information organised means you always know what clients owe and what you owe vendors. Store all contact details in one place, track payment status, and manage bookkeeping notes efficiently without switching between apps.

Monitor your accounting health by cash or accrual basis with detailed profit and loss reports. Real-time performance insights help you make faster business decisions and spot cash flow issues before they become problems.

Get started for free—create your account, download, and begin your free trial immediately. Trusted by over 3 million subscribers worldwide, Xero Accounting for business powers small business owners, bookkeepers, and accountants globally with streamlined invoicing, smart expense tracking, and complete receipt management.